I want to
Make excess feed into milk
You’ve done the hard work — planned well, managed pastures, and now there’s more feed in front of you.
Wasted pasture is wasted money, and the best way to turn that homegrown feed into profit is through direct grazing. But adding more stock requires capital, and timing is crucial.
That’s where CowBank steps in. Whether you need a handful of cows or a significant herd boost, we help you put that extra pasture to work — fast. More cows delivers more milk and better returns. If feed is plentiful, why not make the most of it?
“We’ve got lots of feed, I need more cows, where do we start?”
How CowBank Helps
You’ve got the feed, now you need the cows — but buying more stock outright isn’t always an option. CowBank provides flexible livestock financing, so you can bring in the extra cows you need without draining cash reserves.
CowBank provide 100% financing to add extra cows into your herd, so you can turn excess pasture into milk production without tying up capital. Instead of missing out on potential profits, you can grow your herd when feed is plentiful and start generating returns immediately. With structured repayments that align with your cash flow, CowBank helps you expand efficiently — without financial strain. More cows, more milk, better margins.
Maximise your farm’s potential – Use homegrown pasture efficiently by increasing milk production.
Grow your herd without upfront costs – 100% financing for additional cows, turning excess feed into profit.
Fast access – Secure financing quicker than traditional loans.
Utilising your assets
“It is important to recognise when an investment - such as cows - has such a good payoff, that it is worth the additional financing cost to get the substantial immediate benefit that’s on offer.
Unfortunately sometimes farmers are under-utilising their farm assets and their capability, because they don’t consider using livestock finance.”
- Rod Banks, CowBank
FrequenTLy Asked Questions
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CowBank can move quickly compared to some traditional lenders. Some dairy farmers can receive approval within 1 week.
This varies depending on each individual situation. Once approved, the money can be available in 1-2 days.
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Exactly that - CowBank does not tie up your land, house or any other asset when you lease cows. The cows, themselves, are the security. You don’t even need to necessarily own land to lease cows through CowBank.
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CowBank trusts that each dairy farmer knows what type of cows work best in their business.
Many dairy farmers choose to source their own cows either through existing contacts or their trusted stock agent.
For others, CowBank has an extensive network of buyers and agents who work with farmers right across the country to secure the stock they need.
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CowBank has extensive experience dealing with livestock finance across a range of businesses. This is our bread and butter. This experience means we can provide the right advice and guide farmers to ensure their applications are thorough and accurate.
Practically, CowBank can speak to accountants on behalf of dairy farmers - with the farmers’ permission - to source the best information quickly.
CowBank can also leverage its network of experienced livestock buyers and agents to assist with searching for the best cows to purchase for each farmer.